If you have recently found out that a credit card company or debt buyer is suing you, you may feel hopeless.  You may feel that the lawsuit is unwinnable and that there is nothing that you can do.  The good news is that this is not necessarily the case.

The Burden of Proof

It is common for debt collectors to keep shoddy records.  This is excellent for you as the Defendant in the lawsuit because you do not have the burden of proof in the case.  Some debt collectors have nothing more than a computer screen snapshot claiming that a balance is owed.  Likewise, original credit card creditors do not always preserve account statements.  Sometimes they are discarded as matter of routine.

Credit Card Lawsuits – What Will Happen?

It depends on what you do.  If you do nothing, you will lose the case without ever making the creditor satisfy its burden of proof.  This is not a good idea.  There is no reason to ignore the lawsuit.  You may be considering representing yourself but you are not sure of how to go about it.  This is also not a good idea.  It has been our experience that the majority of people who defend their own lawsuits lose them quite quickly.

When we are hired to defend a credit card or other consumer debt defense case, we handle everything for our client.  We determine when the lawsuit must be responded to and we take care of the response and all related paperwork.  If a court appearance becomes necessary, we appear on our client’s behalf.  It is extremely unlikely that as our client you will ever have to appear in court.  In fact, we have never had a client made to appear in court.  We have always appeared on our client’s behalf.  We plan on keeping it that way.

We can handle the case for you.  Debt collections lawsuits are a headache.  Let us deal with the headache while you live your life as usual.  We know that this is an unpleasant scenario.  We have defended thousands of these cases and we know what needs to be done to obtain a result that you will be happy with.  We charge very affordable flat fees and we accept reasonable payment plans.  Please feel free to contact us now for a no obligation free consultation.

Our Flat Fees

We do not charge hourly fees to defend these cases.  If we did, some of our clients would owe us more than they are being sued for.  Instead, we charge fixed flat fees.  You will know exactly what it will cost to hire us to defend your lawsuit.  The fee depends on a few factors, such as the amount of money that is being sought in the lawsuit and the status of the case when we are hired.  Our fee amount varies but most fall in the $500.00 to $1,250.00 range.  We take many methods of payment and accept payment plans.

Texas Credit Card Lawsuit, Student Loan Lawsuit and Judgment Defense

We defend these cases constantly, and we have for years.  Many of the cases that we have handled have been dismissed.  Many have resulted in very affordable settlements, and a few have actually gone to trial.  Please note that our firm also maintains individual websites for each of our dedicated lawsuit defense areas of practice.  Please feel free to contact us now for your free consultation.