Houston Credit Card Lawsuits

Our expertise lies as a defense law firm in debt buyer lawsuits and original credit lawsuits. We have seen all too often how easily debt can become a problem and land organizations and individuals in court fighting a debt lawsuit. You are not alone if you have racked up more debt than you can handle.

Debt can get out of control due to a hike in your interest, or it could be due to a sudden credit decrease, bringing you to your limit unexpectedly. If you were relying on that credit being available, you could be in for some financial difficulties. When debt gets out of control, you should not underestimate the value of consulting an experienced and knowledgeable debt lawsuit defense attorney. By hiding policies in the fine print, the credit card companies will try to spring these surprises on unwitting consumers.

In these cases, as well as others, you may be sued in a debt lawsuit to recover the balance of the loan or credit. You should know that the Houston courts are flooding with credit card lawsuits and other debt lawsuits. The civil courts in Texas alone have thousands of lawsuits pending at this time. You may have already made an appearance and spoken on your own behalf. In civil courts, you will usually find creditor attorneys on the scene. These are the lawyers you want to avoid. They are paid a flat rate that usually only covers accepting the default settlement amount with little fight on your behalf. They are there for those who have failed to respond accordingly to the lawsuit.

Houston Credit Card Lawsuit Defense Attorney

Knowing the facts will save you hassles and money. For starters, you need to know that you are not alone, and that debt collectors do not always follow through on all of their lawsuits. Many times we have been able to keep them from recovering a single penny. When you hire a lawyer, there is a much higher chance of the debt collectors closing your file without collection.

Another fact that always sets people at ease is that because the credit card company or lender has filed a lawsuit, aside from being a debt collector, they are now playing under a different set of rules. This means that they must abide by the rules of the courts and the state. There may also be other local rules in place in any given jurisdiction. A lawyer’s involvement should also stop the phone calls.

If you are ever served with a credit card lawsuit, we encourage you to review our track record, and contact us immediately to proceed in reviewing your case. We offer free consultations. Feel free to contact us today.

Some Recent Houston Lawsuit Results:

Situation: Our client hired us to handle a bank credit card lawsuit in Houston.
Plaintiff: FIA Card Services, NA
Court: Harris County Justice Court Prec. 4-1, TX
Cause No: CV41C0189703
Result: The case was dismissed by the bank. Our client never had to make a court appearance.

Situation: Our client hired us to handle a bank credit card lawsuit in Houston.
Plaintiff: Target National Bank
Court: Harris County Justice Court Prec. 1-2, TX
Cause No: CV12C0097568
Result: The case was dismissed by the bank. Our client never had to make a court appearance.

Situation: Our client hired us to handle a debt purchaser lawsuit in Houston.
Plaintiff: Midland Funding, LLC
Court: Harris County Court at Law No. 1, TX
Cause No: 989011
Result: The case was dismissed by the debt purchaser. Our client never had to make a court appearance.

Situation: Our client hired us to handle a debt purchaser lawsuit in Houston.
Plaintiff: CACH, LLC
Court: Harris County Court at Law No. 3, TX
Cause No: 975820
Result: The case was dismissed by the debt purchaser. Our client never had to make a court appearance.

Situation: Our client hired us to handle a debt purchaser lawsuit in Houston.
Plaintiff: Equable Ascent Financial, LLC
Court: Harris County Court at Law No. 3, TX
Cause No: 976126
Result: The case was dismissed by the debt purchaser. Our client never had to make a court appearance.