Credit card lawsuits are cause for concern, but you do not have to be afraid. A professional defense attorney can help you achieve a favorable legal outcome.

The Inner Workings of Austin Credit Card Lawsuits

If you have ever received a letter indicating you are being sued, you probably became very alarmed immediately. But, despite the fact that these lawsuits in Austin are serious, they are far from the end of the world. Like any other legal charge, they have their own process. The trick, however, is knowing the process. When you do not know it, it can be tough. But, when you have the help of an experienced Austin civil lawsuit defense attorney, the process becomes much more clear and predictable.

Unfortunately, today it is becoming very common for the typical American citizen to be carrying too much credit card debt. Even worse, credit card companies set people up to fail by creating long pages of fine print. In addition to the outright large sums of money people owe to credit card companies, the fine print often allows them to charge outrageous interest rates, and incredible penalties. Have you been caught in one of these scenarios?

If you have, you might unfortunately face a debt lawsuit in Travis County – not a pleasant situation. Even though the credit card company knows it has used less-than-ethical means to charge you for services, they are taking every step within their legal rights to extract whatever money they can get out of you.

What is worse is that you are not alone. Courts in the Austin area handle thousands of these cases every year, and people often choose not to show up because they feel humiliated. That means the credit card companies win the day and successfully get a judgment held against people who owe them money. They hire professional Austin credit card attorneys who skillfully negotiate the most favorite legal outcome for the company they are representing. In addition, they also assist in managing some trials and hearings.

Law Office of Tom M. Thomas II, Austin Credit Card Lawsuit Defense Attorneys

Our passion is to represent people who have been sued by debt collectors. Yes, you can fight back. You do not have to roll over.

How can you combat these powerful companies who know the legal process so well? First, you have a couple legal devices at your disposal. You can hire an attorney who knows the legal process as well as, or better than, your creditors. Second, keep in mind your debt collector is no longer a debt collector, but now is a Plaintiff in a civil suit. What this means to you is that now, they have to use concrete evidence and the processes present in the Texas judicial system in order to legally hold you accountable for paying your debt.

We know many methods and processes to defend you in court from the debt collectors. The burden of proof now falls on the company, it is not on you to prove you do not owe that company money. As an experienced Austin credit card lawsuit law firm, we possess the skills necessary to help you receive a favorable legal outcome in your case.

Do not ignore the case. Ignoring the case will only result in the debt collection company winning, and you owing them the full amount. If you receive an Austin credit card lawsuit, contact us for a free consultation.

Some Recent Austin Lawsuit Results:

Situation: Our client hired us to defend a credit card company lawsuit.
Plaintiff: Capital One Bank (USA), NA
Court: Travis County Justice Court Prec. 2-1, TX
Cause No: 56318
Result: The case was dismissed by the credit card company. Our client never had to go to court.

Situation: Our client hired us to defend a credit card company lawsuit.
Plaintiff: FIA Card Services, NA
Court: Travis County Court at Law No. 2, TX
Cause No: C-1-CV-11-005814
Result: The case was dismissed by the credit card company. Our client never had to go to court.

Situation: Our client hired us to defend a credit card company lawsuit.
Plaintiff: FIA Card Services, NA
Court: Travis County Justice Court Prec. 2-1, TX
Cause No: 01-JC-10-00143
Result: The case was dismissed by the credit card company. Our client never had to go to court.

Situation: Our client hired us to defend a debt buyer lawsuit.
Plaintiff: LVNV Funding, LLC
Court: Travis County Justice Court Prec. 2-1, TX
Cause No: 60416
Result: The case was dismissed by the debt buyer. Our client never had to go to court.

Situation: Our client hired us to defend a debt buyer lawsuit.
Plaintiff: Palisades Collection, LLC
Court: Travis County Justice Court Prec. 2-1, TX
Cause No: 61233
Result: The case was dismissed by the debt buyer. Our client never had to go to court.