If you have been sued by a debt collector, do not despair. The Law Firm of Tom M. Thomas II can help you protect your rights and seek a favorable legal outcome.

What You Need to Know about Amarillo Credit Card Lawsuits

To the average person, any legal process is scary and confusing. If you do not deal with credit card lawsuits in Amarillo every day, this is totally understandable.

If you have been served a notice by an Amarillo court to show up for a lawsuit initiated by one of your creditors, do not toss it aside. You should not feel guilty or ashamed, either. We are going through rough economic times, and many people have had to live on their credit cards. Then, something bad happens, then another happens, and before you know it, you cannot pay off your debts. Now, all of a sudden, you are stuck with a large credit card bill, and your creditors are breathing down your neck, trying to get every cent of interest from you they can.

What is worse is that you can follow all of their rules and still find yourself in a suddenly bad position. They could suddenly reduce your credit limit without giving you any notice or reason why. Then, they jack up your interest rate to an outrageous figure so you owe them more money.

If all this is not enough, they claim you agreed this kind of behavior is okay by agreeing to the credit card agreement – you know the one that is pages and pages long and filled with confusing language in 1 font type that nobody can read or understand, but you have to agree to it in order to get a credit card, they will say. This situation is out of control throughout the United States, including in Amarillo.

Facing a Credit Card Lawsuit in Amarillo? There is Help

So, now here you stand, facing a lawsuit for a large amount of money you cannot understand how to pay back. Actually, there are hundreds, if not thousands, of other people facing a similar situation in Amarillo and throughout the state of Texas. Many Amarillo credit card attorneys unfortunately happily take the side of the collectors. Many people do not understand their legal rights or are too scared about the situation to do anything about it. So, these Amarillo credit card attorneys score an easy win for their client companies.

What an Amarillo Credit Card Lawsuit Defense Attorney Can do for You

We are a debt and credit card lawsuit law firm. Facing these creditors alone could be terrifying, we understand. They spend all of their time in the system and know its processes just like you know your job. You know you stand very little chance of negotiating a fair deal or winning the case on your own. But, you can hire the help of a professional credit card lawsuit defense attorney. We are here to help you.

Remember, there are thousands of Americans in the same situation as you are. Most of them choose to do nothing about it. Instead, they stay home frightened, allowing the powerful companies to have their way. But, remember that the minute the debt collector files a case, they cease becoming a debt collector and have legally become a lawsuit participant. The burden of proof now falls on them. Whereas before you were required to defend yourself against the company’s actions, now they have to prove you owe the amounts they claim.

Defending yourself against an Amarillo credit card lawsuit can be scary and overwhelming, but it does not have to be. If you have the help of an experienced debt lawsuit defense attorney, you can receive a favorable legal outcome.

If you are seeking the services of such an attorney, review some of the results we have achieved for our clients, or contact us for a free consultation to see if we can help you.

Some Recent Amarillo Lawsuit Results:

Situation: Our client hired us to defend a credit card company lawsuit.
Plaintiff: American Express Centurion Bank
Court: Potter County Justice Court Prec. 3, TX
Cause No: 00121419-0
Result: The case was dismissed by the credit card company. Our client never had to go to court.