If you have been sued by a creditor, do not despair. You have legal options to defend yourself.
Learn More about Abilene Credit Card Lawsuits
We have defended clients in a number of debt buyer and original creditor lawsuits. Many of the clients we have defended have been involved in credit card lawsuits in Abilene. Many consumers, because of the rough patch our global economy has hit, have found themselves with more credit card debt than they can handle.
Keep in mind that your situation may not be your fault. Many companies use the “fine print” to take advantage of you. As they say, “the devil is in the details.” If you happen to exceed your credit limit, some companies will jack up your interest rates to outrageous levels. They are able to do this, they will argue, because you agreed to the fine print they wrote in your agreement, even though they know you probably never saw it. The current financial crisis is affecting more and more people. Does this describe your situation?
Unfortunately, because of these circumstances, you may find yourself on the wrong end of a credit card lawsuit in Abilene. If you enter any Texas courthouse, you will find many credit card and debt collection lawsuits awaiting trial. You will also notice many Abilene credit card attorneys representing the numerous companies bringing the lawsuits against various consumers. Most of these consumers simply skip the court date, even though they may have received notice in the mail.
What Does an Abilene Credit Card Lawsuit Defense Attorney Do?
While you might feel ashamed, guilty, and alone, the truth is you have an option. In addition, thousands of Americans are facing a similar situation. Even though your creditors will harass and condemn you, keep in mind you have the right to defend yourself in court. Do not be a pushover.
The second point to keep in mind is that the minute a debt collector files a credit card lawsuit against you, they stop being a debt collector and immediately become a Plaintiff. What does this mean to you? Primarily, it means that now they have to prove their case in court. And, their evidence has to meet the standards of the Texas Rules of Evidence, Texas Rules of Civil Procedure, and other local rules that may apply to that jurisdiction. They can no longer simply tell you that you owe them money.
What this means to you is that you still have the opportunity to defend yourself, potentially escaping having to make any payments to your creditors at all. The burden of proof has now fallen to your debt collector, and if you hire an experienced Abilene credit card lawsuit defense attorney, you have a good chance of receiving a legal favorable outcome.
At first, the process seems overwhelming, but when you have qualified help, you can sort out the mess and potentially escape having to pay your creditors any money at all. You may also be able to get the debts removed from being associated with your name or credit report. We cannot promise you these outcomes, but we can promise you we will do everything in our power to help you stop the lawsuit.
Our goal is to help you fight the “big guys” successfully. You do not have to roll over and give in simply because they talk a big game. You can fight back. We will fight for you. We are here to help you. If you need help fighting back against your creditors, be sure to check out results we have achieved for our clients, and contact us for a free consultation.
Some Recent Abilene Lawsuit Results:
Situation: Our client hired us to defend a debt buyer lawsuit.
Plaintiff: Midland Funding, LLC
Court: Taylor County Justice Court Prec. 1-2, TX
Cause No: CV10-43115
Result: The case was dismissed by the debt buyer. Our client never had to go to court.