Receiving notification that you are facing a lawsuit from a credit card attorney, debt collector, or credit card company in Richardson is not as bad as it seems. Debt collector and credit card lawsuits can be defended or settled successfully.

Richardson Credit Card Lawsuits

Our job is to defend clients who face lawsuits from debt buyers or original creditors. Most of the time, the lawsuits our clients are up against are from credit card debt. Most people have credit cards and start out being able to control them well. However, very quickly, the minimum payment amounts are out of control and people find themselves staring down the barrel of a debt lawsuit in Richardson.

Most people in America have credit card debt, and in many cases owe more money each month than they can afford to pay. Credit card companies are in business to make money. Thus, as soon as debtors go slightly outside of the agreement, the credit card companies make changes based on the contract’s “fine print.”

Even people who are in good standing with the credit card companies can end up having the rules changed in the middle of the game. Many times, credit card companies will suddenly reduce the credit limit, which pushes the consumer over the set credit limit, causing excessive fees and extremely high interest rates. Credit card companies will argue that they can do this because you agreed to their agreement, which means you agreed to the “fine print.”

However, in most cases consumers never even read the fine print. Suddenly, consumers who were once in good standing with the credit card companies are now up against outrageous debt and unreasonable monthly payments. This financial crisis has forced many people to stop paying their monthly debt.

If you have received information about being sued by a credit card company, it is for money that they claim you owe them. The civil courts in Dallas County are overflowing with debt related lawsuits. Throughout the state of Texas, civil courthouses have hundreds of debt lawsuits on each docket. If you walk into one of these courthouses, you will see many attorneys working for the credit card companies.

Defense Attorney for Richardson Credit Card Lawsuits

Defending against a debt collection lawsuit, credit card lawsuit, or Richardson credit card attorney can be scary and overwhelming without a defense lawyer to help you. You do not have to sit idly by and let the debt attorney cause you financial harm. If you have received a Richardson credit card lawsuit, we can help you. We would be happy to discuss your case with you. There is no initial consultation fee. Please review our results and contact us for your free consultation today.

Some Recent Dallas County Lawsuit Results:

Situation: Our client hired us to handle a bank credit card lawsuit in Dallas County.
Plaintiff: State Farm Bank
Court: 68th Judicial District Court, Dallas County, TX
Cause No: DC-11-07551
Result: The case was dismissed by the bank. Our client never had to make a court appearance.

Situation: Our client hired us to handle a debt purchaser lawsuit in Dallas County.
Plaintiff: Midland Funding, LLC
Court: Dallas County Justice Court Prec. 2-1, TX
Cause No: JC11-01740D
Result: The case was dismissed by the debt purchaser. Our client never had to make a court appearance.

Situation: Our client hired us to handle a debt purchaser lawsuit in Dallas County.
Plaintiff: MSW Capital, LLC
Court: Dallas County Justice Court Prec. 2-1, TX
Cause No: JC12-1393D
Result: The case was dismissed by the debt purchaser. Our client never had to make a court appearance.

Situation: Our client hired us to handle a debt purchaser lawsuit in Dallas County.
Plaintiff: CACH, LLC
Court: Dallas County Justice Court Prec. 1-2, TX
Cause No: JC12-00437K
Result: The case was dismissed by the debt purchaser. Our client never had to make a court appearance.

Situation: Our client hired us to handle a debt purchaser lawsuit in Dallas County.
Plaintiff: Portfolio Recovery Associates, LLC
Court: Dallas County Justice Court Prec. 3-2, TX
Cause No: JC12-00813N
Result: The case was dismissed by the debt purchaser. Our client never had to make a court appearanc