Receiving notification you are being sued by a credit card company, debt collector, or credit card attorney can be frightening. However, there is no need to fret. If you are being sued in Plano, we can help. We defend people who face credit card and debt collector lawsuits in Plano.

Credit Card and Debt Collector Lawsuits in Plano

There are typically two different types of lawsuits that we help clients with – original creditor and debt buyer lawsuits. Nobody starts out with a credit card and plans to end up in a situation where payments are out of control and a debt lawsuit is in the works. Most Americans have some credit card debt, and it is extremely easy for that debt to grow insurmountably. Many consumers do not read all the “fine print” in the credit card agreements, and do not realize that these companies can change the rules mid-game without any notification.

It is not uncommon for a consumer to be a late on a payment, and then suddenly the credit card company drops the limit, and you find yourself over the limit. This means excessive fees, an interest rate that just sky rocketed, and an endless circle of high payments and ridiculous penalties. Amazingly, in some cases, even patrons in good standing with their credit cards end up suffering from the rules changing.

People who were once in good standing with their credit card company suddenly find themselves in massive debt, with no end in sight. In this situation, it becomes important to get the mandatory bills paid, and the credit cards get put on the back burner. Then before you know it, you are staring at a credit card lawsuit or debt collector lawsuit in Plano. If this sounds like your story, you are not alone, and we can help.

If you find yourself in the middle of a credit card lawsuit in Plano, you can rest assured that there are ways to solve this problem. The good news for you is that there are thousands of Americans in the same boat and the civil courthouses are inundated with debt collection lawsuits. Thus, consumers who are properly represented have an excellent chance of resolving the debt issue.

Defense Attorney for Plano Credit Card Lawsuit

If you are facing a credit card lawsuit in Plano, it is important to remember that you do not have to face this alone. Another important thing for you to know is that once a debt collector files a lawsuit against you, they become the Plaintiff. It becomes their responsibility to prove their accusations “by a preponderance of the evidence.” This has to be done within the boundaries of the Texas Rules of Evidence and the Texas Rules of Civil Procedure. They must also adhere to any local rules that fall under the jurisdiction of the Plano court presiding over the lawsuit. This means that the company attempting to collect the debt has to prove their case to the standards set by law. They cannot just say you owe them money and harass you into paying it.

Without proper representation, it can feel like a daunting task to prepare a defense against a debt collection lawsuit or credit card lawsuit. Do not sit back and be victimized by a Plano credit card attorney after you were already harassed by the credit card company. If you are facing a Plano lawsuit, we can help. Contact us today to discuss your case, as our initial consultation is free of charge. Take a look at the results we have gotten for clients in similar situations, and contact us today.

Some Recent Collin County Lawsuit Results:

Situation: Our client hired us to handle a bank credit card lawsuit in Collin County.
Plaintiff: Citibank (South Dakota), NA
Court: Collin County Court at Law No. 3, TX
Cause No: 003-03824-2010
Result: The case was dismissed by the bank. Our client never had to make a court appearance.

Situation: Our client hired us to handle a debt buyer lawsuit in Collin County.
Plaintiff: Advantage Assets II, Inc.
Court: Collin County Court at Law No. 3, TX
Cause No: 02-JC-11-00183
Result: The case was dismissed by the debt buyer. Our client never had to make a court appearance.

Situation: Our client hired us to handle a debt buyer lawsuit in Collin County.
Plaintiff: Vion Holdings, LLC
Court: Collin County Court at Law No. 3, TX
Cause No: 01-JC-11-00317
Result: The case was dismissed by the debt buyer. Our client never had to make a court appearance.

Situation: Our client hired us to handle a debt buyer lawsuit in Collin County.
Plaintiff: Advantage Assets II, Inc.
Court: Collin County Court at Law No. 3, TX
Cause No: 02-JC-11-00183
Result: The case was dismissed by the debt buyer. Our client never had to make a court appearance.

Situation: Our client hired us to handle a debt buyer lawsuit in Collin County.
Plaintiff: Vion Holdings, LLC
Court: Collin County Court at Law No. 3, TX
Cause No: 01-JC-11-00317
Result: The case was dismissed by the debt buyer. Our client never had to make a court appearance.