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Midland Funding, LLC Lawsuit
Attorney
If you have been sued by
Midland Funding, I would be happy to visit with you
about the possibility of defending your case. There is
no consultation fee.
Midland Funding, LLC
Midland Funding, LLC is one of the largest and most
active debt buyer debt collectors in both the United
States and Texas – and is also one that is commonly sued
for violations of the Fair Debt Collection Practices Act
(F.D.C.P.A.). I have had to sue Midland Funding before
for violating both state and Federal debt collection
laws. Midland Funding is a subsidiary of Encore Capital
Group, a purchaser and manager of charged off
receivables (i.e. a junk debt buyer). Midland Credit
Management, Inc. is another subsidiary and is the self
proclaimed account servicer (i.e. debt collector) for
the charged off bad debt credit card accounts prior to
referral to a collection credit card attorney. Midland
Funding is typically the legal vehicle to who Encore
assigns its alleged junk debts for lawsuits and hence,
is probably the entity that has sued you if you have
been sued by this credit card lawsuit debt collection
entity.
Midland Funding is responsible for filing many credit
card debt lawsuits in Texas and utilizes multiple debt
collection law firms, including McCleskey Harriger in
Lubbock, TX, Rausch Sturm Israel Hornik in Addison, TX,
and Fulton Friedman & Gullace in Houston, TX. I have
dealt with these entities on numerous occasions. I
would describe Midland Funding as the prototypical debt
buyer, as described in the Debt Buyer section of this
website, though, like all debt buyers, the quality of
the credit card debt portfolios purchased and sued for
usually depends on the amount paid. Midland Funding
seems to prefer the “shotgun” approach to litigation and
files lawsuits by the thousand, hoping for a few good
hits. These are typically credit card lawsuits that,
with the help of a diligent credit card defense
attorney, can be defended. Like any lawsuit, they
should never be ignored.
Midland Funding is very active in the Texas counties of
Dallas, Harris (Houston), Denton, Tarrant (Fort Worth),
Collin (McKinney, Frisco and Plano), Kaufman, Rockwall,
Bexar (San Antonio), Travis (Austin), El Paso, and most
other Texas cities and counties. When contacted by
Midland Funding or Midland Credit, remember that these
debt collectors are subject to the debt collection laws
of both the United States and Texas. It’s a good idea
to keep a call log identifying their calls (caller’s
name, date, time, purpose, etc.) and to take accurate
notes memorializing the contents of any conversation.
These items could be helpful, should facts and evidence
develop indicating that either subsidiary of Encore
Capital Group has broken the law in the pursuit of
collecting an alleged debt.
If you have been sued by Midland Funding, I would be
happy to visit with you about the possibility of
defending your case. There is no consultation fee. |
