We can help relieve the stress of a debt collector taking you to court in a debt lawsuit. If you have been sued by a debt collector or credit card company, we can help you. Debt lawsuits can be defended.

Defending Midland County Credit Card Lawsuits

We have defended thousands of clients in credit card lawsuits. Most of the Defendants are being sued for credit card debt. We have represented many people that were unaware of the terms of their credit agreement. Hidden in fine print, credit card companies can spring adjustments on your account that can affect your financial situation beyond what you are prepared for.

In our society, it is more common for people to have credit card debt than not. A credit card company can drastically and suddenly decrease your credit limit, which could make it difficult to pay the bills. They can also significantly increase the interest you pay, making it impossible for you to pay down the loan. This is actually an alarming financial crisis. You certainly are not alone if your debt is spinning out of control, and you are feeling hopeless about being able to pay it back.

Midland Credit Card Lawsuit Defense Attorneys

As debt and credit card lawsuit defense lawyers, our clients are being sued in one of two kinds of debt collection lawsuits:

1) Original Creditor Lawsuit – This type usually involves a credit card company attempting to collect on alleged credit extended to the plaintiff.

2) Debt Buyer Lawsuit – This type of lawsuit involves people who have purchased the loan and are attempting to turn a profit on collecting on the loan. The loan could have been tossed around to several debt buyers, but this type of lawsuit always deals with a debt buyer, and not an original creditor.

Remember, there are thousands of these debt lawsuits and some debt buyers have hundreds of cases to push through the court in any given year. You should know your legal rights once you have been taken to court. Also, now that they have taken the case to court, they must prove, using a preponderance of evidence, that the alleged loan was taken by you, and that you agreed to the conditions of the loan. They must also follow the Texas Rules of Evidence and the Texas Rules of Civil Procedure. If you have an experienced attorney who can effectively defend your case, that could mean the difference between the Plaintiff dropping the case and you being ordered to pay the full loan.

Do not let this experience haunt you – call for a free consultation today if you have found yourself served with a Midland County credit card lawsuit or a debt lawsuit. Please review our results and contact us when you are ready to fight your debt lawsuit.

Some Recent Midland County Lawsuit Results:

Situation: Our client hired us to handle a debt buyer lawsuit in Midland County.
Plaintiff: Precision Recovery Analytics, Inc.
Court: Midland County Justice Court Prec. 4-1, TX
Cause No: C4110009
Result: The case was dismissed prior to trial. Our client never had to make a court appearance.

Situation: Our client hired us to handle a debt buyer lawsuit in Midland County.
Plaintiff: CACH, LLC
Court: Midland County Justice Court Prec. 3-1, TX
Cause No: C3120005
Result: The case was dismissed prior to trial. Our client never had to make a court appearance.